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What we cover...

• Malicious damage by guest

• Accidental damage by guest

• Theft by the guest

• Unforced entry (guest leaves a window open)

• Public liability in case the guest has an accident in or around the property

• Home-share liability in case they damage a neighbouring/3rdparties property i.e. communal and shared areas


• Host Assist (for settling home-share legal disputes)


• Loss of rent


• Identity theft


• Infestation (bed bugs)


• Excessive use of utilities


• Replacement keys and locks



• Buildings £1m


• Contents £100k


• Public liability and home-share liability £2m


• Minimum claim £1,000


• Excess £250

• 25k accidental cleaning damage

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