What we cover...

• Malicious damage by guest

• Accidental damage by guest

• Theft by the guest

• Unforced entry (guest leaves a window open)

• Public liability in case the guest has an accident in or around the property

• Home-share liability in case they damage a neighbouring/3rdparties property i.e. communal and shared areas

 

• Host Assist (for settling home-share legal disputes)

 

• Loss of rent

 

• Identity theft

 

• Infestation (bed bugs)

 

• Excessive use of utilities

 

• Replacement keys and locks

Limits

 

• Buildings £1m

 

• Contents £100k

 

• Public liability and home-share liability £2m

 

• Minimum claim £1,000

 

• Excess £250

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• 25k accidental cleaning damage